‡ Subject to Change

Index returns do not represent actual ETF performance and are for illustration purposes only. For actual ETF performance, please contact your financial advisor. Index performance does not reflect charges and expenses associated with the fund or brokerage commissions associated with buying and selling exchange traded funds. Fund performance has been calculated at NAV (at the creation unit level) and Market Value. Market Value represents the mean of the bid/offer spread at 4:00 PM on the last trading day of the quarter, and NAV for the "Since Inception" value. After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after tax returns depend on the investor's tax situation and may differ from those shown, and the after-tax returns shown are not relevant to investors who hold their fund shares through tax-deferred arrangements such as 401(k) plans or individual retirement accounts.

Foreign investments involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations, all of which may be magnified in emerging markets.

Non-diversified funds that focus on a relatively small number of stocks/issuers tend to be more volatile than diversified funds and the market as a whole.

After tax returns presented above may not take into account year end tax adjustments, which are calculated only at the end of each tax year. The