PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSING
HTTP://SSGAFUNDS.COM AND ANY PAGES THEREOF (the "Site"), YOU AGREE TO BE BOUND BY THE TERMS
AND CONDITIONS LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS
THIS SITE, OR ANY PAGES THEREOF.
The following entities are broker-dealers which offer investment and
brokerage products and services on this web site:
SSgA Funds® and streetTRACKS® are distributed by State Street Global
Markets, LLC, a wholly-owned subsidiary of State Street Corporation. State Street Global Markets,
LLC is a member of NASD, SIPC.
Dow Diamonds®, SPDRs®, and Select Sector SPDRs® are distributed by ALPS
Distributors, Inc., a registered broker-dealer.
The following SSgA companies also present product and services
information on this site, but are not broker-dealers:
State Street Global Advisors (SSgA) is the investment management arm of State Street Corporation. SSgA focuses on delivering investment strategies and integrated solutions to institutional and individual investors worldwide.
As one of the world's largest investment managers, SSgA has established
a global presence with 27 locations and 11 investment centers. SSgA clients depend on SSgA to
provide sophisticated, customized investment solutions backed by the experience and technology
to help them succeed in today's challenging investment environment.
No Offer/Local Restrictions
Nothing contained in or on the Site should be construed as a solicitation
of an offer to buy or offer, or recommendation, to acquire or dispose of any security, commodity,
investment or to engage in any other transaction. SSgA Intermediary Business offers a number of
products and services designed specifically for various categories of investors. Not all products
will be available to all investors. The information provided on the Site is not intended for
distribution to, or use by, any person or entity in any jurisdiction or country where such
distribution or use would be contrary to law or regulation. All persons and entities accessing
the Site do so on their own initiative and are responsible for compliance with applicable local
laws and regulations. The Site is not directed to any person in any jurisdiction where the
publication or availability of the Site is prohibited, by reason of that person's nationality,
residence or otherwise. Persons under these restrictions must not access the Site.
Information for Non-U.S. Investors
The products and services described on this web site are intended to
be made available only to persons in the United States, and the information on this web site
is only for such persons. Nothing on this web site shall be considered a solicitation to buy
or an offer to sell a security to any person in any jurisdiction where such offer, solicitation,
purchase or sale would be unlawful under the securities laws of such jurisdiction.
No Reliance
Information contained in the Site is checked and updated by SSgA - Intermediary
Business with due diligence on a regular basis. However, data on the Site may become outdated.
Therefore, neither SSgA - Intermediary Business nor U.S. affiliates of SSgA, including but not limited
to State Street Corporation, State Street Global Markets, LLC, and State Street Global Advisors
(collectively hereinafter referred to as "Affiliates") assumes any liability or guarantee for the
timeliness, accuracy and completeness of the information provided. SSgA - Intermediary Business uses
reasonable efforts to obtain information from sources that it believes to be reliable; however,
SSgA - Intermediary Business and its Affiliates makes no representation that the information or
opinions contained on the Site is accurate, reliable or complete. The information on the Site is
provided for informational purposes only and is subject to change without notice. The investments
and strategies discussed in the contents may not be suitable for all investors and are not
obligations of SSgA or guaranteed by SSgA or its Affiliates. The investments are not bank deposits
and are not insured by the FDIC, CIPF, CDIC or any other entity and are subject to investment risks,
including the loss of the principal amount invested. Nothing contained on the Site constitutes
investment, legal, tax or other advice nor is to be relied on in making an investment or other
decision. You should obtain relevant and specific professional advice before making any investment
decision.
No Warranty
THE INFORMATION ON THE SITE IS PROVIDED "AS IS". NEITHER SSgA - INTERMEDIARY
BUSINESS NOR U.S. AFFILIATES OF SSGA, INCLUDING BUT NOT LIMITED TO STATE STREET CORPORATION,
STATE STREET GLOBAL MARKETS, LLC, AND STATE STREET GLOBAL ADVISORS WARRANTS THE ACCURACY OF THE
MATERIALS PROVIDED HEREIN, EITHER EXPRESSLY OR IMPLIEDLY, FOR ANY PARTICULAR PURPOSE AND EACH
EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
Limitations of Liability
In no event, including negligence, will SSgA - Intermediary Business nor
U.S. affiliates of SSgA, including but not limited to State Street Corporation, State Street
Global Markets, LLC, and State Street Global Advisors be liable for any loss or damage of any
kind, including any direct, special indirect or consequential damages arising out of or in
connection with the access of, use of, performance of, browsing in or linking to other sites
from the Site.
Indemnification
As a condition of your use of this sites, you agree to indemnify and
hold SSgA - Intermediary Business nor U.S. affiliates of SSgA, including but not limited to State
Street Corporation, State Street Global Markets, LLC, and State Street Global Advisors harmless
from and against any and all claims, losses, liability, costs and expenses (including but not
limited to attorneys' fees) arising from your use of the sites, or from your violation of these
Terms.
Linked Websites
Should the viewer leave the Site via a link contained in the Site
which leads to an entity not affiliated with SSgA- Intermediary Business, the viewer does so at
its own risk. The content to which you link will not have been developed, checked for accuracy,
or otherwise reviewed by SSgA - Intermediary Business nor U.S. affiliates of SSgA, including but
not limited to State Street Corporation, State Street Global Markets, LLC, and State Street
Global Advisors, and neither SSgA - Intermediary Business nor U.S. affiliates of SSgA, including
but not limited to State Street Corporation, State Street Global Markets, LLC, and State Street
Global Advisors will accept any responsibility whatsoever for the content of such sites or any
losses related thereto.
Investment Performance
Historical performance is not necessarily indicative of future
performance of an investment. The value of investments may fall as well as rise and investors
may not get back the amount invested.
Trademark
"State Street Global Advisors," "SSgA - Intermediary Business," "State
Street Global Markets, LLC", and "SSgA" are trademarks of State Street Corporation. Copyright,
trademark and other forms of proprietary rights protect the contents at the site. From time
to time, the trademarks of other unaffiliated entities may be referred to on the Site and
their respective owners own these trademarks. Trademark owners are not responsible for and
have not reviewed this site and no representation or warranty, express or implied, as to its
accuracy, or completeness of the materials presented on it.
Mutual Funds and Exchange Traded Funds ("ETFs")
SSgA Funds and streetTRACKS are distributed by State Street Global
Markets, LLC, a wholly-owned subsidiary of State Street Corporation. State Street Global Markets,
LLC is a member of NASD, SIPC.
Dow Diamonds®, SPDRs, and Select Sector SPDRs are distributed by ALPS
Distributors, Inc., a registered broker-dealer.
Passwords
Certain areas of this web site cannot be viewed without a password
or access code. You are solely responsible for the use and proper protection of the passwords
and you shall take precautions to prevent their unauthorized use. If you become aware that a
password has been lost or stolen or of any unauthorized use or access, please contact your
SSgA representative immediately. SSgA Intermediary Business nor affiliates shall not be liable
for the unauthorized use of a password prior to receipt of notice regarding the unauthorized
use of a password.
