PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSING
HTTP://SSGAFUNDS.COM AND ANY PAGES THEREOF (the "Site"), YOU AGREE TO BE BOUND BY THE TERMS
AND CONDITIONS LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT
ACCESS THIS SITE, OR ANY PAGES THEREOF.
Privacy information for public areas on the Site
When using the
public areas of the Site SSgA- Intermediary Business and its Affiliates does not monitor or
collect any personally identifiable information from you. SSgA may however track the number
of users who visit the public areas of the Site. SSgA may also record the location of your
computer on the Internet for systems administrative and trouble shooting purposes and to
report aggregate information. SSgA uses various technical means, including "cookies," to
collect and store information about your Internet connection when you visit the Site. Cookies
are data elements that the Site sends to your browser. SSgA uses cookies to measure the number
of visitors to different parts of the Site. This information helps SSgA to improve the Site
and make it more useful to the Site's visitors. If you would prefer not to accept cookies
from the Site, you may set your browser accordingly. If you choose to disable cookies in your
browser, you can still access most of the Site. SSgA may use other methods now or in the future
to accomplish the goals of collecting technical and navigation information about the Site.
We use third party advertising companies to serve ads on our behalf
across the Internet. These third-party advertising companies employ cookie and Web Beacon (also referred
to as 1x1 pixel.gifs or action tags) technology to measure and improve the effectiveness of ads for
their clients. To do so, these companies may use anonymous information about your visits to our website
and other websites. This information can include: date/time of banner ad shown, their cookie, and the
first three octets of the IP address. They DO NOT collect personal information. This anonymous information
can also be used for online preference marketing purposes.
If you voluntarily provide personal information such as an e-mail
address when inquiring about SSgA or its products and services, we use that personal
information to improve our services to you, to provide information to you and to inform
you about additional products or services that may be of interest to you. SSgA does not
share your personal information with unaffiliated third parties, except as required by law.
Privacy information for password protected areas on the Site
When using the
areas of the Site which require a personal identifier and password, SSgA does not monitor or
collect any personally identifiable information from you. Additionally, SSgA may track the
number of users who visit various areas of the Site. SSgA may also record the location of
your computer on the Internet for systems administrative and trouble shooting purposes and
to report aggregate information. SSgA uses various technical means, including "cookies," to
collect and store information about your Internet connection when you visit the Site. Cookies
are data elements that the Site sends to your browser. SSgA uses cookies to measure the number
of visitors to different parts of the Site. This information helps SSgA to improve the Site
and make it more useful to the Site's visitors. If you choose to disable cookies in your
browser, you will not be able to log on the Site or maintain a session on the Site. SSgA may
use other methods now or in the future to accomplish the goals of collecting technical and
navigation information about the Site.
We use third party advertising companies to serve ads on our behalf
across the Internet. These third-party advertising companies employ cookie and Web Beacon (also referred
to as 1x1 pixel.gifs or action tags) technology to measure and improve the effectiveness of ads for
their clients. To do so, these companies may use anonymous information about your visits to our website
and other websites. This information can include: date/time of banner ad shown, their cookie, and the
first three octets of the IP address. They DO NOT collect personal information. This anonymous information
can also be used for online preference marketing purposes.
SSgA uses your personal information to service your account, to
improve SSgA's services to you, to provide information to you and to inform you about
additional products or services that may be of interest to you. SSgA does not share your
personal information with unaffiliated third parties without notifying you, except to
service your account or as required by law.
While SSgA takes
active steps, including use of firewall barriers, encryption techniques and authentication
procedures, to protect all information SSgA receives online, SSgA cannot guarantee the security
of any information you transmit to the Site online, and you do so at your own risk.
SSgA Funds Privacy Policy
The SSgA Funds are committed to protecting the privacy of our
investors. We treat all information we collect as confidential information, offered to
us solely and exclusively so that we may provide financial products and services for your
benefit. Because your personal and financial information is private, we maintain the
strictest standards for its safekeeping and use. The information we collect about you
(which we will refer to as "nonpublic, personal information") generally falls into one of
the following categories:
Information, such as your name, address, social security number,
telephone number, bank information, tax identification number, age, income, net worth,
investment profile, and name of your beneficiary, which you provide in account
applications and other forms and requests you submit.
Transactional information about your accounts, such as your
investment choices, account balances and transaction history.
We use the
nonpublic, personal information we collect primarily to:
Process your transactions and maintain your accounts
Provide products and services you request
Develop new products which meet additional needs you may have
Respond to inquiries from you or your representative (if your account is serviced through a
third party agent of the SSgA funds)
Improve customer service
Comply with legal and regulatory requirements
In providing these services to you, the SSgA Funds may share this information with
financial service providers pursuant to agreements in which the funds have entered
to provide distribution, shareholder servicing, administration, advisory, transfer
agency and custodial services. The SSgA Funds and our service providers do not
disclose current or past investor's nonpublic, personal information to third parties,
except as permitted by law under certain limited circumstances, such as to resolve a
dispute or prevent fraud.
Access to nonpublic, personal information about our investors that we
possess is restricted to our servicing agent, Boston Financial Data Services, Inc., and its
employees and affiliates. We may also share selected portions of this information with
unaffiliated companies that we hire to perform administrative services on our behalf. Examples
include transaction processing and servicing organizations that administer transactions you
request or authorize, and print and mail service providers that assist in distributing investor
materials such as transaction confirmations, annual reports, prospectuses, tax forms and proxies.
Under no circumstances do we sell any of the nonpublic, personal
information we collect. The service providers and unaffiliated companies with whom we share
nonpublic, personal information are not authorized to use or share this information for any
purpose other than to provide the services to the SSgA Funds for which they have been contracted.
We maintain
strong physical, electronic and procedural safeguards and security controls designed to
ensure that the nonpublic, personal information about prospective, current and former
customers in our files and computers is protected.
SSgAfunds.com contains links to other web sites. The SSgA Funds
are not responsible for the privacy practices or the content of these web sites.
